Port Saint Lucie Ranked as #3 in Best Cities to Retire in Florida

Port Saint Lucie Ranked as #3 in Best Cities to Retire in Florida

According to the US News report dated December 3rd, 2019, Port Saint Lucie is ranked as the 3rd best place to retire in Florida. The following list of the recent awards and accomplishments of Port St Lucie may help to better understand the reason for this popularity:

Beaches of St Lucie County

Port St Lucie activities

• Port Saint Lucie as a Safe City – According to Realtor.com, the city of Port Saint Lucie is ranked #3 as the safest city in the US. https://www.realtor.com/news/trends/10-safest-affordable-us-cities-where-youd-actually-like-to-live/
• Dynamic City and Urban Center – Point2Homes have ranked Port Stain Lucie as #2 among the small cities in the US as the most dynamic. Also, the same source has given Port Saint Lucie the #15 ranking in comparison to all cities in the nation.
https://www.point2homes.com/news/us-real-estate-news/americas-dynamic-urban-centers-150-u-s-cities-ranked.html
• Best City to Retire – Port Saint Lucie has been ranked as #5 for the Best Cities to Retire by US News.
https://www.usnews.com/info/blogs/press-room/articles/2019-10-08/us-news-unveils-the-2020-best-places-to-retire
Retiring in Florida has been the cliche for many decades with over 900 people making it a reality every single day. There has never been any doubt about the Sunshine State’s popularity with retirees and non-retirees. However, the dilemma for the future residents has been deciding on what part of Florida to move to. Coastal Florida has been a top choice for many years until the baby boomers reached the retirement age and start changing the norm, as they have been doing it all their lives.

The rise of the Villages, The Tradition, and Margaritaville communities that are located away from the coastline is a perfect example of the change. This has also had an immense impact on the growth of some cities offering close proximity to the coastlines without the housing and insurance costs associated with living by the ocean.
Port Saint Lucie, FL has been quietly leading the rest of the State as a near-coast city with the highest rate of growth during the last two decades. According to the census bureau, the population of Saint Lucie county was 89,155 in 2000 and 193.400. This is while the same source reports Port Saint Lucie population for 2017 at 189,344 and St Lucie County at 313,506 a whopping 100.12% increase in 17 years.
There are many reasons for such an increase in population for a city known for keeping a low profile to become the 7th largest city in Florida in a short time. The close proximity to the wonderful beaches of the Atlantic Ocean, low housing expenses, and safety are a few reasons to mention for the increase in the migration to Port St Lucie and the Treasure Coast area.

Retiring in Port St Lucie

Beaches in St Lucie County

Best Homes in Best City at Best Prices in Poet St Lucie

I have been living in South Florida for over 40 years and it took me 33 years to find the city which offers the best lifestyle and home prices at the same time! Port Saint Lucie, FL has been my home since 2102 and the only regret I have is why I didn’t make the move earlier. Being involved in the real estate industry for 19 years has afforded me the ability to appreciate and recognize good real estate opportunities with future appreciation, and Port Saint Lucie offers both. I have worked in the real estate markets in Miami/Dade, Broward, and Palm Beach Counties and appreciate the unparalleled values we offer in Port Saint Lucie and the Treasure Coast area. The price difference for some areas could be higher than 50% to 75% when compared to home values in Port St Lucie. The great housing values combined with an amazing lifestyle, safety, and a short driving distance to the famous beaches of Hutchinson Island and Jensen beach have resulted in the popularity of Port Saint Lucie.

Down Payment Assistance for Home Buyers

Down Payment Assistance for Home Buyers

Down Payment AssistaceFor the past few years there have been many down payment assistance programs available to home buyers through the federal government, state and, local governments housing departments, but somehow it seems that the public has been kept in the dark about the existence of such programs.  Right next to credit issues, coming up with the down payment on top of the closing costs have always been one of the main hurdles for home buyers.  In most instances the lack of savings has resulted in paying more each month for rent than what the same homeowners would pay for the mortgage if they purchased their own home.  To make the matter worse, the lack of the sufficient rental homes in the Port St Lucie market has spiked the prices with renters paying 40% to 50% more on monthly rentals than the people who are purchasing the same type of properties.

Downpayment Assistance Programs

The downpayment assistance programs vary by the area the property is located at. While the local governments may offer different programs, the government agencies are another excellent source as well.  When searching for down payment assistance through government the home buyers should not limit their research only to the HUD and FHA resources.  There are many other agencies which offer great down payment assistance as well as loan services and guarantees which public is not familiar with.  One of the best examples is USDA.  The USDA offers different loan programs for low to moderate income families, which could vary from direct loan, loan guarantee, construction ad repair loans.  The loan programs offer up to 100% financing, which in a sense it is a downpayment assistance program because there is no need for down payments.  The loans are mainly designed to encourage homeowners to move to rural areas.  Homeowners may think the move to rural area is not an option for them but in reality some of the areas considered as rural by USDA could fall within minutes of bigger metropolitan areas.  For example, in St Lucie County the area of Lakewood Park north of Indrio Rd and all the way to the east of US-1, Federal Hwy are eligible for USDA home loans please refer to the map, the pink area is NOT eligible.

Port ST Lucie Downpayment Assistance

USDA Eligibility Map St Lucie County

To find the availability of USDA home loans in you area please refer to USDA Eligibility Map.

To find out about the downpayment assistance programs in your area will require a little time and research.

The most recent attempt in the facilitation of down payment assistance comes from Wells Fargo through the LIFT Program and their partnership with NeighborWorks America.  According to Wells Fargo, they have allocated $300,000,000 to Lift Program in 40 communities across the US and so far they have been able to assist 11,000 homeowners with their down payments.  Currently, only the four communities of Miami, Orlando, Tampa and Jacksonville have been part of the pilot program for downpayment assistance in Florida.

Click for or a list of  the all 40 communities eligible for downpayment assistance in the US.  Also, you can register and apply for the LIFT Down Payment Assitance Program

#NeighborWorks

#HomeLIFT

#NeighborhoodLIFT

# CityLIFT

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Condos in Port St Lucie

Condos in Port St Lucie

surfside_condos_miamiPort St Lucie Condos

If you have a great time while on vacation in Port St Lucie and decide you would like to spend quality vacations with the family, explore the reasonable second home options in Port St Lucie.  We have affordable condos, townhouses, and homes at fantastic values compared to other cities in Florida.  You can find reasonably priced Port St Lucie Condos with amenities such as pool and clubhouse for resort style vacations.  Please contact Hamid 772-323-6730 to get the most recent real estate listings.

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Affordable Housing in Port St Lucie

Affordable Housing in Port St Lucie

Port St Lucie Affordable Homes

Evergreen Affordable HomesPort St Lucie has given a new meaning to the affordable housing with providing lavish amenities typically found only in upscale communities in affordable prices. New home buyers, families downsizing, and 55+ active seniors can choose from affordable single family homes, condominiums and townhouses in many desirable areas at unbelievable prices in Port St Lucie and surrounding cities of St Lucie County. The great collection of affordable homes and condos in Port St Lucie has been an open invitation to our neighbors in Southern counties as well as many northerners who are taking advantage of Florida resort lifestyle and low property prices.

Buying affordable homes in Port St Lucie does not mean sacrificing the quality of your lifestyle.  As a matter of fact, Port St Lucie has been recognized and awarded by many well-established organizations as well as the media as one of the safest and best places to live in Florida and US.  The following are some of the awards Port St Lucie has honored with:

The proximity to the beach, average 10 miles drive, great parks, St Lucie River and St Lucie Lagoon, different activities in Port St Lucie Civic Center and top golf courses have made buying a home in Port St Lucie an obvious choice for many families who currently reside in their dream homes in Port St Port St Lucie.  Search for real estates in Port St Lucie at prices you can afford!

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